Penny From Marbilism

The $2M Problem Most Startups Don't See Coming 90% of funding rounds collapse during technical due diligence. Not because of bad ideas or weak markets, but because startups present technology stacks that investors can't trust with their money. I've witnessed this firsthand across my 12+ years leading technical transformations. From scaling ZePay's payment infrastructure to […]

After 8+ years leading technical teams across fintech, edtech, and construction: from scaling ZePay's payment infrastructure to serving as National Technical Head at Transglobe Education: I've witnessed countless AI integration disasters that could have been prevented with proper sprint planning. The brutal truth? 73% of AI projects fail within the first 18 months. Not because

After 8+ years leading technical transformations at companies like TransGlobe Education and Sun Construction, then building fintech solutions at Zepay and Zepay Money, I've seen the same pattern repeatedly: scale-ups burning cash on inefficient systems while their competitors pull ahead. The difference? Strategic cost optimization that doesn't sacrifice growth velocity. At Tech Sprint by The

After leading technical teams across multiple industries: from fintech at ZePay to educational platforms at TransGlobe: I've seen the same pattern repeat: engineers dread tech audits. They view them as bureaucratic time-wasters that pull them away from "real work." That's a $2.3 trillion problem. Poor audit engagement costs companies an average of 23% in productivity

After 8+ years leading technical teams across fintech, edtech, and construction: from scaling Zepay's payment infrastructure to building The Dev Tutor's consulting practice: I've witnessed 47 startups either secure funding or crash during their rounds. The difference between success and failure came down to one factor: technical execution speed during critical fundraising windows. Most founders

After 8+ years transforming tech stacks at companies like Zepay, TransGlobe Education, and Sun Construction, I've seen what actually works. Most "digital transformation" projects drag on for months. Your competition moves faster. Here's the reality: A focused 7-day tech sprint delivers more measurable results than 90 days of committee meetings. At Tech Sprint by The

After 8+ years building tech solutions across fintech, education, and construction: from scaling Zepay to 100K+ daily transactions to revolutionizing learning at TransGlobe: I've witnessed countless startups sabotage their growth with dangerous misconceptions. The statistics are brutal: 90% of startups fail, but here's what most won't tell you: 60% of those failures stem from preventable